Can I save money by refinancing my Lexus Nx loan?

data last updated

July 12, 2022

Refinance with Caribou and save!

Our customers save an average of over $100/month* on their car payments. These savings can add up quickly over the life of the auto loan. Apply today to see if you qualify for a lower monthly payment on your Lexus Nx.

We work with trusted local and community lenders to bring you competitive rates as low as 2.32% APR**

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Average savings for a Lexus Nx

Average monthly savings:

Average total savings:



* Your actual savings may vary

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How it works

How to refinance your Lexus Nx loan

A step by step guide to our process

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Did you get your financing from the dealership?

The initial car loan on your Lexus Nx often originates from the dealership where you initially got your car. Automotive refinancing can be a good way to get better terms on your car loan. This is also a great opportunity to replace or add products like guaranteed asset protection or GAP coverage, vehicle service packages, or extended warranties. If you no longer need one or more of these items you can cancel them and the reimbursement may be applied to the principle of your loan or you could receive cash back.

You might feel like you've gotten a bargain when you financed your Lexus Nx with the dealer. Nonetheless, contact us to see if refinancing can save you money. We partner with trusted regional and community loan providers to bring you affordable rates. Our customers save an average of over $100/month * on their car payments with rates as low as 2.32 APR **.

Refinancing your Lexus Nx

Refinancing your Lexus Nx can help you save money every month. The refinancing procedure negotiates a new loan for your Lexus Nx. You can make the most of this by possibly changing the rate of interest, term, and adding or eliminating additional items like GAP coverage, vehicle service packages, or extended warranties.

Participating loan providers provide refinancing options based upon your credit score, salary, and also other variables. Depending on your situation and credit rating, you might be pre-approved for a particular Lexus Nx refinance amount which can help you budget beforehand. You can make use of our auto refinance calculator to compare loan rates and estimate your savings.

With Caribou, you could start saving today!

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Contact Details

Caribou Financial, Inc.

NMLS #1746612


Mon - Fri: 9am - 8pm EST
Sat - Sun: 9am - 4pm EST

Caribou Insurance Services, LLC.


Mon - Fri: 9am - 8pm EST

1717 Rhode Island Avenue NW,
Floor 5
Washington, DC 20036

* This information is estimated based on consumers who were approved for an auto refinance loan through Caribou on or after 1/1/2022, had an existing auto loan on their credit report, and accepted their final terms. As of 9/27/2022, borrowers who refinance save an average of $111.16 per month. Refinance savings may result from a lower interest rate, longer term, or both. There is no guarantee of savings. Your actual savings, if any, may vary based on interest rates, the repayment term, the amount financed, and other factors.

+ To check the refinance rates and terms you qualify for, we conduct a soft credit pull that will not affect your credit score. However, if you choose a loan product and continue your application, we or one of our lending partners will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

++ Social security number is required should you choose to move forward in the loan application process.

** APR is the Annual Percentage Rate. Your actual APR may be different. Your APR is based on multiple factors including your credit profile and the loan to value of the vehicle. APR ranges from 2.32% to 36.00% and is determined at the time of application. Lowest APR is based on loan amount of $45,000 and is available to borrowers with excellent credit and only in certain states. Advertised rates and fees are valid as of 8/5/2022 and are subject to change without notice. Lowest rate of 2.32% APR only available with a 36-month repayment term. Insurance savings will not result from lower APR.

Terms and Conditions apply. Caribou reserves the right to modify or discontinue products and benefits at any time without notice. Participating lenders, rates and terms are also subject to change at any time without notice. The information you provide to us is an inquiry to determine whether our lenders can make you a loan offer. If any of our lending partners has an available loan offer for you, you will be invited to submit a loan application to the lender for its review. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers. We do not guarantee that you will receive any loan offers or that your loan application will be approved. If approved, your actual rate will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors. Offers not available in MA, MD, MS, NE, NV, WI, WV.

Insurance products offered through Bindable and Caribou Insurance Services, LLC. Caribou is working with Bindable who owns MyLifeProtected and MassDrive Insurance Group, LLC, the licensed agent for all products.

©2023 Caribou Financial, Inc. d/b/a Caribou. All rights reserved.